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To find the right mortgage for your financial situation, use our mortgage calculator as a guide to figure out your estimated monthly payments, interest and principal rates, and the length of the mortgage.

Generally, a mortgage payment consists of PITI: Principal, Interest, Taxes, and Insurance. Principal is the monthly payback of the loan amount; Interest is the monthly payment of the cost to borrow the principal amount; Taxes consist of Real Estate taxes, which is paid to a local government agency; and Insurance deals with Homeowners insurance and any mortgage insurance (paid to protect the mortgage company). Buyers should also be aware that there are many types of mortgages, two of the most popular mortgages are: fixed and adjustable. Fixed mortgages have fixed interest rates and terms (e.g., 15 or 30 years). Principal payment and interest won’t change during the term, and both the interest rate and term are determined at the beginning of the mortgage. Adjustable mortgage rates, or ARM, are different from fixed mortgages in that the interest rate will go up or down depending on the current interest rate levels. The same can be said about the monthly principal and interest payments.
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* (30 years = 360 months, 25 years = 300 months, 20 years = 240 months) Please use any above calculated results as a guide. Receive the actual payment schedule from your lender in writing. This calculator works only if your browser supports Javascripts.
"John Doering : Real Estate in Phoenix-Tatum Ranch, AZ"
John Doering, Local Real Estate Expert in Phoenix-Tatum Ranch Arizona
John Doering
The Doering Group
AZ#SA649252000
Direct: 602-373-1683
Keller Williams Sonoran Living
5301 N Pima Rd #130
Scottsdale, AZ 85255
The best move you'll ever make

If you're ready to make the move to Phoenix-Tatum Ranch, be sure to get in touch with an experienced Realtor who will work hard to help you achieve your homeownership goals first. Fortunately, you have John Doering ready to go to work for you!

John has lived in the Phoenix Metropolitan Area for several years and knows a great deal about the local market, including its communities and schools, recreational playgrounds, and civic opportunities. He possesses an in-depth knowledge of the Phoenix-Tatum Ranch market and its surrounding communities, and is quite familiar with the area's unique issues that not many agents are well aware of.

"I am very familiar with wells, septic systems, easements, county island situations, and zoning laws, all of which are required in this area," he explained. Further, his areas of expertise include rural markets that are near urban centers such as Phoenix. "I enjoy helping buyers who have a desire to be near the city but want to own their own piece of land with minimal oversight by HOAs. I am also a Certified Military Relocation Specialist," John added.

Before joining Keller Williams Sonoran Living, John previously worked with Coldwell Banker where he was a member of the Sterling Club and President's Club. Prior to real estate, John owned an advertising agency. As an agent, he has utilized his marketing and advertising knowledge to help him sell over 45 homes in the last 18 months. John has served as Chairman of the YMCA, Rotary Club, and PTO.

Contact John Doering today—it'll be the best move you make!